9 top reasons why health insurance claims get denied and steps to overcome them
The following are some common reasons why most health insurance claims get rejected. We have also advised the steps you should take to avoid rejection. 1) Incorrect information or misrepresentation While filling out the health insurance application form, you should ensure that all the information you are filling out is accurate. There should be no intentional or unintentional misrepresentation of any information; else, it can lead to claim rejection. The information may be about your: a. Age, b. Income, c. Existing medical insurance policies, d. Profession (specifically if you are in a hazardous occupation), e. Hobbies (specifically if you are into adventure sports like hiking or scuba diving), etc. All the above is material information for the health insurance company to decide whether they should accept the health insurance application and at what premium. You should fill out the application form yo...