What is your type?

Sometimes Investors are confused what is their type? To decide your risk profile you can fill many questioners available on internet. Example
http://www.moneycontrol.com/personal-finance/tools/risk-assessment-tools.html

And once you have decided, then you need to consult your Financial advisor for your plans, goals and funds best suited for you.

Widely there are 3 types of investors - aggressive, moderate and conservative.

Aggressive Portfolio Example
An aggressive portfolio is appropriate for an investor with a high risk tolerance and a time horizon longer than 10 years. Aggressive investors are willing to accept periods of extreme market volatility (ups and downs in account value) in exchange for the possibility of receiving high relative returns that outpace inflation by a wide margin.
Aggressive Portfolio Asset Allocation: 85% Stocks, 15% Bonds
30% Large-cap stock (Index)
15% Mid-cap stock
15% Small-cap stock
25% Emerging Stock/Sector
15% Intermediate-term Bond
Moderate Portfolio Example
A moderate portfolio is appropriate for an investor with a moderately high risk tolerance and a time horizon longer than 5 years. Moderate investors are willing to accept periods of moderate market volatility in exchange for the possibility of receiving returns that outpace inflation by a significant margin.
Moderate Portfolio Asset Allocation: 65% Stocks, 30% Bonds, 5% Cash/MMKT
40% Large-cap stock (Index)
10% Small-cap stock
15% Emerging Stock/Sector
30% Intermediate-term Bond
05% Cash/Money Market
Conservative Portfolio Example
A conservative portfolio is appropriate for an investor with a low risk tolerance and a time horizon from immediate to longer than 3 years. Conservative investors are not willing to accept periods of extreme market volatility and are seeking returns that match or slightly outpace inflation.
Conservative Portfolio Asset Allocation: 25% Stocks, 45% Bonds, 30% Cash/MMKT
15% Large-cap stock (Index)
05% Small-cap stock
05% Emerging  Stock/Sector
45% Intermediate-term Bond
30% Cash/Money Market

**Money wise asset management advisor is available on 09906339912 and 0191 - 2475743

Comments

  1. Unknown8 August 2017 at 03:44

    I want to invest 10 lac for 10-15 years term, can you guide me the funds. My age is 35 and i want to accumulate funds for my child's education

    ReplyDelete
  2. Money Wise Asset Management Co.12 August 2017 at 03:37

    Dear Prashant as per our discussion best funds suited for you will be MODERATE RISK STRATEGY.
    Moderate Portfolio Example
    A moderate portfolio is appropriate for an investor with a moderately high risk tolerance and a time horizon longer than 5 years. Moderate investors are willing to accept periods of moderate market volatility in exchange for the possibility of receiving returns that outpace inflation by a significant margin.
    Moderate Portfolio Asset Allocation: 65% Stocks, 30% Bonds, 5% Cash/MMKT
    40% Large-cap stock (Index)
    10% Small-cap stock
    15% Emerging Stock/Sector
    30% Intermediate-term Bond
    05% Cash/Money Market

    and most important rule of investing is . DO NOT DISTURB YOUR SIPS UNNECESSARY
    if you will stay invested for longer term you can make fortune out of equity and related products.
    I have already made a portfolio for you with best funds from industry. and will reflect in your folios soon.
    Contact me on : 9906339912, 0191 2475743

    ReplyDelete
  3. AGNIHOTRI16 August 2017 at 00:49

    I m Ankush and my age is 30 yr. i want to invest in MF of rs 2000 pr month but i m new on this platform so i need your help to invest my funds i just request u pls suggest so earning funds
    i have account in ICICI Direct

    ReplyDelete

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